Invoice Finance

Secure invoice finance for your business

Invoice finance allows businesses which trade on credit terms to release funding against their sales ledger, with up to 90% of the value of invoices released within 24 hours.

There is a wide range of facilities available to businesses of all sizes, which can be tailored to different requirements. As an award winning invoice finance broker, we can introduce your business to the most suitable facility and lenders.

Use our instant quote tool to gain an instant indication of the amount of funding you could release with invoice finance and which facility may represent the right fit, or request a call back from our invoice finance experts today.
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Why use invoice finance?

Invoice finance suits a wide range of funding requirements for businesses that trade on credit terms.

Having money tied up in unpaid invoices can restrict businesses of all sizes. By using invoice finance, it’s possible to access this cash to reinvest into the business, fulfil new orders, meet general running costs or secure discounts through early payment.

It is also an extremely flexible source of finance as facilities grow in line with the business. The more invoices you raise, the more funding that’s available, and certain facilities can also help to protect your business against late payment and bad debt.

How does invoice finance work?

  1. Your business raises an invoice
  2. The invoice finance company advances up to 90% of its value within 24 hours
  3. Payment is collected from your customer by yourself or the funder, depending on the facility selected
  4. Remainder of invoice value is forwarded, less the invoice finance facility fee

Invoice discounting vs factoring?

The two most common invoice finance solutions are invoice discounting and factoring. But which one is best for your business?

The primary difference between them is that, with factoring, the invoice finance company will provide a sales ledger management service to remove the burden from your business.

This makes factoring particularly useful for smaller businesses whose resource would be better spent on core activities.

Both products can additionally incorporate bad debt protection to safeguard your cash flow against late payment and protracted default.

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Why use an invoice finance broker

Invoice finance is a great option for a lot of businesses due to the benefits it offers, but with the variation in facilities and number of different lenders on the market it can be hard to find the facility that’s right for you.

As an independent invoice finance broker, at Hilton-Baird Financial Solutions we specialise at reviewing businesses’ individual requirements and identifying the most appropriate funding facility and lender.

Whether you’re sure that invoice finance is right for you and aren’t sure which solution or provider is best, or you want to look at all your options for funding, we can help.

To discover the value we could add to your search for the right facility, call our team on 0800 9774833 or request a call back from one of our brokers at a time that suits you.

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Invoice finance has been the ideal facility for us, helping to fund our cash flow and enabling us to grow at the rate we have. We couldn’t be happier.

Peter Doyle, Managing Director, NXP Europe Ltd

Some of the funders we work with

  • Skipton Business Finance
  • InvoCap
  • Team Factors
  • Clear Factor
  • Santander Corporate & Commercial
  • inFund
  • Barclays
  • Davenham Trade Finance
  • Ultimate Finance Group
  • Close Brothers Invoice Finance
  • Creative Capital
  • Davenham Asset Finance
  • Haydock Finance Ltd
  • MarketFinance
  • iwoca
  • Regency Factors
  • Blazehill Capital
  • Trade Finance Partners
  • PNC Business Credit
  • 4Syte
  • Asset Advantage
  • Woodsford Tradebridge
  • Metro Bank SME Finance
  • Leumi ABL
  • Time Finance
  • Nucleus Commercial Finance
  • Lloyds Bank Commercial Finance
  • ABN AMRO Commercial Finance
  • Sonovate
  • MaxCap
  • Peak Cashflow
  • Boost Capital
  • Investec
  • Accelerated Payments
  • Roma Finance
  • Optimum Finance
  • Merchant Money
  • Bibby Financial Services
  • FIBR Tech Limited
  • Royal Bank of Scotland
  • IGF Invoice Finance
  • Pulse Cashflow Finance
  • Secure Trust Bank
  • Shawbrook Business Credit
  • Partnership Invoice Finance
  • Giant
  • Berkeley Trade Finance Ltd
  • Aldermore Invoice Finance

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders

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