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Invoice Discounting

What is Invoice Discounting?

Invoice discounting releases funding against the value of invoices to bridge the cash flow gap arising from trading on credit terms.

The invoice discounting provider advances up to 90% of the invoice’s value within just 24 hours of its issue, enabling your business to trade in confidence and meet its day-to-day commitments.

Different types of invoice finance offer different benefits. Invoice discounting facilities are flexible and, while typically provided on a confidential basis, they can additionally incorporate bad debt protection if required. 

To see how much your business could release through invoice discounting, get an instant quote below:

How does invoice discounting work?

  1. Your business raises an invoice
  2. Invoice discounting company advances up to 90% of its value within 24 hours
  3. You collect payment from your customer
  4. Remainder of invoice value is forwarded to you, less the invoice discounting company’s fee


Diagram: How invoice discounting works

Invoice discounting advantages and disadvantages

When trying to decide on the right funding facility for your business, reviewing the pros and cons of each option is a great place to start. Here are some of the key advantages and disadvantages of invoice discounting:


See how invoice discounting helped our client to reduce cash flow pressure

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Which invoice discounting facility is right for my business?

With so many options and invoice discounting companies to choose between, the search for the right funding can be a time-consuming process, and it’s not always obvious which combination represents the best fit for your business.

As an award-winning invoice discounting broker, our funding experts work with businesses at every stage of their funding search to save them time and money.

We are able to introduce you to invoice discounting facilities and providers with a proven track record of supporting businesses in your sector, and provide access to key decision makers to speed the process up.

We consider all your business’s objectives and requirements, then introduce the facility that can offer you what you’re looking for in terms of funding, level of service, culture and cost.

To explore your options with one of our funding consultants, call us on 0800 9774833 or get an instant quote today.

I doubt we’d have found such a good funder without Hilton-Baird’s help. Invoice discounting is an ideal mechanism to provide us with funding for our day-to-day needs. It’s the perfect funding solution.

Bob Barnard, Financial Director, DBD Distribution

Some of the funders we work with

  • Peak Cashflow
  • Aldermore Invoice Finance
  • 4Syte
  • Close Brothers Invoice Finance
  • Royal Bank of Scotland
  • iwoca
  • Nucleus Commercial Finance
  • Ultimate Finance Group
  • Boost Capital
  • Catalyst Finance
  • Regency Factors
  • Trade Finance Partners
  • Creative Capital
  • Innovation Finance
  • Woodsford Tradebridge
  • Metro Bank SME Finance
  • Leumi ABL
  • Haydock Finance Ltd
  • MarketFinance
  • Secure Trust Bank
  • Asset Advantage
  • Davenham Trade Finance
  • Team Factors
  • Gener8 Finance
  • Santander Corporate & Commercial
  • GapCap Cashflow Finance
  • ABN AMRO Commercial Finance
  • Shawbrook Business Credit
  • Bibby Financial Services
  • Berkeley Trade Finance Ltd
  • InvoCap
  • Merchant Money
  • Davenham Asset Finance
  • Investec
  • Positive Cashflow Finance
  • 1pm
  • Calverton Finance
  • Spotcap
  • inFund
  • Barclays
  • Giant
  • PNC Business Credit
  • Roma Finance
  • Partnership Invoice Finance
  • Pulse Cashflow Finance
  • IGF Invoice Finance
  • Lloyds Bank Commercial Finance
  • Skipton Business Finance

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders

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