Asset Based Lending

Asset Based Lending

When searching for ways to finance a business, often the answer lies within your company’s balance sheet, where funds are tied up in a range of assets. Facilities such as asset based lending (ABL) enable businesses to release this cash in order to fund expansion or simply meet day-to-day cash flow requirements.

With invoice finance at its core, which advances funding against your sales ledger, commercial asset based lending solutions give businesses the ability to unlock additional funding against the value of assets, including plant and machinery, stock and property.

This makes it an ideal solution for more established businesses wishing to finance growth – for instance through management buy-outs, management buy-ins, mergers and acquisitions – as well as those who are looking at refinancing.

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Benefits of asset based lending solutions

  1. ABL is more flexible than loans or overdrafts as funding is secured against the value of your assets
  2. Funding can be used for a range of different purposes, whether to improve cash flow, fund expansion or even fund mergers, acquisitions, management buy-outs and management buy-ins
  3. Debtor protection can be secured to safeguard the business against bad debts
  4. Facilities grow in line with the business
  5. Reduces the administrative burden of securing separate asset based finance facilities, due to there being only one point of contact.

 

Compare ABL with invoice finance

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Is asset based lending right for my business?

Comparing the range of asset based lending options on the market and shortlisting those most suitable for you can be an immensely time-consuming process.

With extensive experience and insight into the asset based finance arena as a broker, we will quickly and effectively identify the most suitable options and lenders to meet your needs.

Call us on 0800 9774833 or email info@hiltonbaird.co.uk to discuss your requirements in more detail.

I was really pleased with the service from Hilton-Baird in helping me find the right funding combination for our needs. Given the pandemic I wasn’t sure if the right funding would be available, but Hilton-Baird showed that they know the market inside out and introduced the right options. I’m confident that my facilities will support the business as we continue to establish ourselves in our sector.

Jason Clark, Managing Director, RJ Clark Engineering

Some of the funders we work with

  • InvoCap
  • Leumi ABL
  • Tradeplus24
  • Optimum Finance
  • Barclays
  • Blazehill Capital
  • IGF Invoice Finance
  • Team Factors
  • Woodsford Tradebridge
  • Davenham Trade Finance
  • Haydock Finance Ltd
  • Roma Finance
  • Ultimate Finance Group
  • Lloyds Bank Commercial Finance
  • Praetura Invoice Finance
  • Royal Bank of Scotland
  • PNC Business Credit
  • 4Syte
  • Kriya
  • MaxCap
  • Accelerated Payments
  • Time Finance
  • Nationwide Finance
  • ABN AMRO Commercial Finance
  • Close Brothers Invoice Finance
  • Regency Factors
  • Merchant Money
  • Pulse Cashflow Finance
  • Berkeley Trade Finance Ltd
  • Castlebridge
  • Partnership Invoice Finance
  • Aldermore Invoice Finance
  • Metro Bank SME Finance
  • Peak Cashflow
  • Santander Corporate & Commercial
  • Skipton Business Finance
  • Davenham Asset Finance
  • Sonovate
  • eCapital Commercial Finance
  • Cynergy Business Finance
  • Investec
  • Clear Factor
  • Giant

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders