Stock Finance

What is Stock Finance?

Commonly provided as part of a wider asset based lending facility, stock finance enables businesses to release capital against the value of inventory that would otherwise be tied up within your balance sheet.

How much funding you can access depends on the type of stock you are looking to release cash against, be it raw materials, work in progress or finished goods, but it can be extremely valuable at helping to improve a business’s cash flow.

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What are the benefits of stock finance?

  1. Releases working capital that would otherwise be tied up
  2. The funding released can be used to seek new business opportunities or fund growth and expansion through mergers and acquisitions, MBO and MBIs
  3. It’s a revolving facility, enabling access to capital as and when you need it
  4. Funding can be released against stock held in the UK and overseas
  5. Particularly useful for companies in the retail, wholesale and international trade industries as it allows for seasonal stock requirements
  6. Asset based lending facilities additionally release funding against assets such as debtors, property, plant and machinery

How we can help

If your business has a large amount of cash tied up in the value of excess stock, there is a range of options available from a number of lenders. However, this can make it hard to identify which facility is best for your business.

As the UK’s leading commercial finance broker we have extensive experience of sourcing the right business finance solutions to meet the individual funding needs of SMEs.

Call us on 0800 9774833 or email to find out more about how a stock finance facility can help your business.

I was extremely impressed with Hilton-Baird. They were very efficient and knew exactly which facility would help my business achieve what I want it to. We’re extremely grateful to Hilton-Baird for all that they’ve done.

Andy Hopkins, Director, Pioneer Print Solutions

Funders we work with

  • Nucleus Commercial Finance
  • Creative Capital
  • IGF Invoice Finance
  • PNC Business Credit
  • Secure Trust Bank
  • Market Invoice
  • Catalyst Finance
  • Roma Finance
  • Close Brothers Invoice Finance
  • Trade Finance Partners
  • Investec
  • Woodsford Tradebridge
  • Innovation Finance
  • Skipton Business Finance
  • Assetz Capital
  • GapCap Cashflow Finance
  • Davenham Trade Finance
  • Hitachi Capital Invoice Finance
  • Platform Black
  • Team Factors
  • ABN AMRO Commercial Finance
  • Lloyds Bank Commercial Finance
  • Positive Cashflow Finance
  • Shawbrook Business Credit
  • Everline
  • Spotcap
  • Ultimate Finance Group
  • Working Capital Partners
  • 1pm
  • Outsauce
  • Metro Bank SME Finance
  • Partnership Invoice Finance
  • Davenham Asset Finance
  • iwoca
  • Santander Corporate & Commercial
  • Henry Howard Cashflow Finance
  • Aldermore Invoice Finance
  • Asset Advantage
  • Royal Bank of Scotland
  • Invoice Cycle
  • Pulse Cashflow Finance
  • Ashley Commercial Finance
  • Regency Factors
  • Leumi ABL
  • Bibby Financial Services
  • Barclays
  • Calverton Finance

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders

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