Stock Finance

What is Stock Finance?

Commonly provided as part of a wider asset based lending facility, stock finance enables businesses to release capital against the value of inventory that would otherwise be tied up within your balance sheet.

How much funding you can access depends on the type of stock you are looking to release cash against, be it raw materials, work in progress or finished goods, but it can be extremely valuable at helping to improve a business’s cash flow.

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What are the benefits of stock finance?

  1. Releases working capital that would otherwise be tied up
  2. The funding released can be used to seek new business opportunities or fund growth and expansion through mergers and acquisitions, MBO and MBIs
  3. It’s a revolving facility, enabling access to capital as and when you need it
  4. Funding can be released against stock held in the UK and overseas
  5. Particularly useful for companies in the retail, wholesale and international trade industries as it allows for seasonal stock requirements
  6. Asset based lending facilities additionally release funding against assets such as debtors, property, plant and machinery

How we can help

If your business has a large amount of cash tied up in the value of excess stock, there is a range of options available from a number of lenders. However, this can make it hard to identify which facility is best for your business.

As the UK’s leading commercial finance broker we have extensive experience of sourcing the right business finance solutions to meet the individual funding needs of SMEs.

Call us on 0800 9774833 or email info@hiltonbaird.co.uk to find out more about how a stock finance facility can help your business.

I was extremely impressed with Hilton-Baird. They were very efficient and knew exactly which facility would help my business achieve what I want it to. We’re extremely grateful to Hilton-Baird for all that they’ve done.

Andy Hopkins, Director, Pioneer Print Solutions

Funders we work with

  • Working Capital Partners
  • Ashley Commercial Finance
  • Pulse Cashflow Finance
  • Innovation Finance
  • Royal Bank of Scotland
  • Everline
  • Hitachi Capital Invoice Finance
  • Ultimate Finance Group
  • Close Brothers Invoice Finance
  • Investec
  • Shawbrook Business Credit
  • Platform Black
  • Trade Finance Partners
  • Woodsford Tradebridge
  • PNC Business Credit
  • Asset Advantage
  • iwoca
  • Bibby Financial Services
  • Metro Bank SME Finance
  • Team Factors
  • InvoCap
  • 1pm
  • Aldermore Invoice Finance
  • Leumi ABL
  • Davenham Trade Finance
  • Lloyds Bank Commercial Finance
  • Nucleus Commercial Finance
  • Davenham Asset Finance
  • Market Invoice
  • Skipton Business Finance
  • Barclays
  • Regency Factors
  • Henry Howard Cashflow Finance
  • Partnership Invoice Finance
  • Catalyst Finance
  • Calverton Finance
  • Roma Finance
  • Spotcap
  • Outsauce
  • IGF Invoice Finance
  • GapCap Cashflow Finance
  • Santander Corporate & Commercial
  • ABN AMRO Commercial Finance
  • Assetz Capital
  • Positive Cashflow Finance
  • Creative Capital
  • Secure Trust Bank

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders

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