Stock Finance

What is Stock Finance?

Commonly provided as part of a wider asset based lending facility, stock finance enables businesses to release capital against the value of inventory that would otherwise be tied up within your balance sheet.

How much funding you can access depends on the type of stock you are looking to release cash against, be it raw materials, work in progress or finished goods, but it can be extremely valuable at helping to improve a business’s cash flow.

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What are the benefits of stock finance?

  1. Releases working capital that would otherwise be tied up
  2. The funding released can be used to seek new business opportunities or fund growth and expansion through mergers and acquisitions, MBO and MBIs
  3. It’s a revolving facility, enabling access to capital as and when you need it
  4. Funding can be released against stock held in the UK and overseas
  5. Particularly useful for companies in the retail, wholesale and international trade industries as it allows for seasonal stock requirements
  6. Asset based lending facilities additionally release funding against assets such as debtors, property, plant and machinery

How we can help

If your business has a large amount of cash tied up in the value of excess stock, there is a range of options available from a number of lenders. However, this can make it hard to identify which facility is best for your business.

As the UK’s leading commercial finance broker we have extensive experience of sourcing the right business finance solutions to meet the individual funding needs of SMEs.

Call us on 0800 9774833 or email to find out more about how a stock finance facility can help your business.

I was extremely impressed with Hilton-Baird. They were very efficient and knew exactly which facility would help my business achieve what I want it to. We’re extremely grateful to Hilton-Baird for all that they’ve done.

Andy Hopkins, Director, Pioneer Print Solutions

Funders we work with

  • Metro Bank SME Finance
  • Catalyst Finance
  • Positive Cashflow Finance
  • Factor 21
  • Barclays
  • Trade Finance Partners
  • Aldermore Invoice Finance
  • Partnership Invoice Finance
  • Woodsford Tradebridge
  • Ashley Commercial Finance
  • Innovation Finance
  • Amicus Commercial Finance
  • Team Factors
  • Market Invoice
  • Royal Bank of Scotland
  • Working Capital Partners
  • Secure Trust Bank
  • Pulse Cashflow Finance
  • Nucleus Commercial Finance
  • Skipton Business Finance
  • Shawbrook Business Credit
  • Creative Capital
  • Henry Howard Cashflow Finance
  • GapCap Cashflow Finance
  • Everline
  • Calverton Finance
  • iwoca
  • Hitachi Capital Invoice Finance
  • PNC Business Credit
  • Invoice Cycle
  • Close Brothers Invoice Finance
  • Davenham Asset Finance
  • Lloyds Bank Commercial Finance
  • Regency Factors
  • Leumi ABL
  • Ultimate Finance Group
  • Santander Corporate & Commercial
  • Davenham Trade Finance
  • Asset Advantage
  • Bibby Financial Services
  • 1pm
  • ABN AMRO Commercial Finance
  • IGF Invoice Finance
  • Platform Black
  • Assetz Capital
  • Roma Finance
  • Outsauce

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders

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