Single Invoice Factoring

What is Single Invoice Factoring?

Whilst traditional invoice finance facilities provide funding against the entire sales ledger, single invoice factoring, or spot factoring, allows you to release cash from individual invoices.

With up to 90% of the invoice’s value advanced inside 24 hours, it provides a fast and effective way to access funding. It is particularly suitable for businesses with no long-term funding requirement and raise invoices with a high value or long credit terms, which could cause a temporary cash flow shortfall.

As a commercial finance broker that specialises in invoice finance, we can introduce your business to the most suitable single invoice finance option on the market.

Get an invoice finance quote

Benefits of single invoice finance

  1. Provides fast access to cash tied up in unpaid invoices
  2. You won’t be tied in to any funding facility or contract
  3. Great for high-value invoices or those with long payment terms that you would not necessarily have the ability to fulfil without instant access to the cash
  4. Allows you to retain control of your credit management, thus maintaining your customer relationships
  5. Funding is based on your customers’ creditworthiness, which can be particularly beneficial if you’re newly starting out or your business has a weak credit history

Is single invoice factoring right for my business?

Finding the facility that best suits your business is extremely important.

For some businesses, having a facility in place that covers their entire sales ledger can be more beneficial and cost-effective, as well as less admin-intensive. However, the flexibility of being able to only select those invoices you wish to gain funding against can enable a business to control its cash flow effectively, without embarking upon a longer term contract.

To explore which option would be best for your business, call our team on 0800 9774833 or email info@hiltonbaird.co.uk.

Hilton-Baird were extremely helpful and their comprehensive knowledge of the market enabled us to find the right funder for us at this time.

Andrew Carr, Managing Director, Fairdent Ltd

Funders we work with

  • Skipton Business Finance
  • Creative Capital
  • Metro Bank SME Finance
  • Invoice Cycle
  • Royal Bank of Scotland
  • Trade Finance Partners
  • Leumi ABL
  • Santander Corporate & Commercial
  • Asset Advantage
  • Regency Factors
  • Shawbrook Business Credit
  • iwoca
  • Ultimate Finance Group
  • Barclays
  • PNC Business Credit
  • Nucleus Commercial Finance
  • Market Invoice
  • Working Capital Partners
  • Everline
  • Close Brothers Invoice Finance
  • Amicus Commercial Finance
  • Woodsford Tradebridge
  • Partnership Invoice Finance
  • Pulse Cashflow Finance
  • Hitachi Capital Invoice Finance
  • Assetz Capital
  • GapCap Cashflow Finance
  • Team Factors
  • Aldermore Invoice Finance
  • Lloyds Bank Commercial Finance
  • ABN AMRO Commercial Finance
  • Secure Trust Bank
  • Davenham Asset Finance
  • Roma Finance
  • Positive Cashflow Finance
  • Innovation Finance
  • Platform Black
  • Ashley Commercial Finance
  • Outsauce
  • Factor 21
  • Catalyst Finance
  • Bibby Financial Services
  • 1pm
  • Henry Howard Cashflow Finance
  • IGF Invoice Finance
  • Davenham Trade Finance
  • Calverton Finance

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders

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