Success Stories

Cosmetic fragrances

Manufacturing company secures £400,000 invoice discounting facility

A manufacturer of cosmetic fragrances has secured a £400,000 invoice discounting facility to help them bridge the gap between paying suppliers and receiving payment from customers.

When recent growth placed a strain on their cash flow, our client began searching for a finance facility that could generate the cash that allowed them to pay their suppliers on time.

Our team introduced the invoice finance companies which were best suited to their business. Our client proceeded to secure a confidential invoice discounting facility that advances funding against the value of unpaid invoices, improving their cash flow.

Bridging the gap

While the majority of our client’s customers paid invoices on 30 day terms, their largest client, which accounts for around 70% of turnover, required 60 day terms.

This created a significant cash flow gap when it came to paying their own suppliers, who had strict 45 day payment terms.

The business turned to Hilton-Baird Financial Solutions to identify lenders who would be able to provide a suitable finance facility that would allow them to overcome this.

Using our experience of the commercial finance market and the challenges facing our client, which are common amongst businesses which trade on credit terms, we knew that invoice finance represented an ideal solution. By releasing cash against the value of unpaid invoices, invoice finance improves cash flow to enable businesses to meet their day-to-day commitments and pay suppliers on time.

We introduced the suitable lenders which met the business’s requirements, and our client opted for an invoice discounting facility that allowed them to retain their credit control function in-house while releasing funding against raised invoices.

Would your business benefit from better cash flow? Call us on 0800 9774833 or request a call back to discuss your requirements with one of our funding consultants.

Some of the funders we work with

  • Pulse Cashflow Finance
  • Praetura Invoice Finance
  • InvoCap
  • IGF Invoice Finance
  • ABN AMRO Commercial Finance
  • Giant
  • Metro Bank SME Finance
  • Time Finance
  • Regency Factors
  • Sonovate
  • Woodsford Tradebridge
  • Clear Factor
  • Barclays
  • Partnership Invoice Finance
  • Blazehill Capital
  • Ultimate Finance Group
  • Berkeley Trade Finance Ltd
  • Leumi ABL
  • eCapital Commercial Finance
  • Tradeplus24
  • Haydock Finance Ltd
  • 4Syte
  • Royal Bank of Scotland
  • Davenham Trade Finance
  • Cynergy Business Finance
  • Lloyds Bank Commercial Finance
  • Aldermore Invoice Finance
  • Close Brothers Invoice Finance
  • PNC Business Credit
  • Kriya
  • Team Factors
  • Castlebridge
  • Optimum Finance
  • Roma Finance
  • Skipton Business Finance
  • Merchant Money
  • Santander Corporate & Commercial
  • Accelerated Payments
  • Nationwide Finance
  • MaxCap
  • Davenham Asset Finance
  • Investec
  • Peak Cashflow

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders