Non-Recourse Invoice Discounting

What is Non-Recourse Invoice Discounting?

Similar to other invoice discounting solutions, non-recourse invoice discounting releases cash against invoices within 24 hours, giving businesses access to working capital required for day-to-day activities and investment.

What makes non-recourse invoice discounting different is that the funder additionally provides bad debt protection, which safeguards businesses against the risk of insolvency and protracted default.

Voted Invoice Finance Broker of the Year at the Business Moneyfacts Awards 2018, 2020, 2022 and 2023, we’ve been identifying the most suitable invoice discounting facilities for our clients since 1997, ensuring they can benefit from the facility and lender that add the most value to their business.

Use our quote tool to gain an instant indication of the amount of funding you could release with invoice finance and see which facility may represent the right fit for your requirements.

Or, to discuss your requirements with our team, please call 0800 9774833 or request a call back.

What are the benefits of non-recourse invoice discounting?

  1. Access up to 90% of the value of invoices before customers pay
  2. Protects your business from non or late payment, either through insolvency or protracted default
  3. As with other invoice discounting solutions, your business retains control of its sales ledger management, allowing you to manage client relationships
  4. Overcomes the cash flow challenges associated with trading on credit terms
  5. Avoids the need to have credit insurance as a separate facility, as the invoice discounting company will manage your policy on your behalf
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How we can help

As a commercial finance broker which specialises in invoice finance, we can help you find the most suitable product and provider, in terms of funding, level of service, culture and cost. We will:

  • Introduce the most suitable lenders and facilities for your business
  • Provide access to key decision makers
  • Give you time and resource to focus on your core business
  • Support you throughout your application process and beyond, to ensure your funding facility continues to work for you

To find out more about how non-recourse invoice discounting can assist your business, contact one of our funding experts on 0800 9774833 or request a call back at a time that suits you.

Request a call back

I doubt we’d have found such a good funder without Hilton-Baird’s help. Invoice discounting is an ideal mechanism to provide us with funding for our day-to-day needs. It’s the perfect funding solution.

Bob Barnard, Financial Director, DBD Distribution

Some of the funders we work with

  • Time Finance
  • Castlebridge
  • PNC Business Credit
  • eCapital Commercial Finance
  • Allica Bank
  • MaxCap
  • Accelerated Payments
  • Royal Bank of Scotland
  • Barclays
  • Davenham Trade Finance
  • Aldermore Invoice Finance
  • Leumi ABL
  • Peak Cashflow
  • Haydock Finance Ltd
  • Clear Factor
  • Roma Finance
  • Metro Bank SME Finance
  • 4Syte
  • Woodsford Tradebridge
  • Berkeley Trade Finance Ltd
  • Skipton Business Finance
  • IGF Invoice Finance
  • Optimum Finance
  • Partnership Invoice Finance
  • ABN AMRO Commercial Finance
  • Ultimate Finance Group
  • Lloyds Bank Commercial Finance
  • Regency Factors
  • Bibby Financial Services
  • Giant
  • Santander Corporate & Commercial
  • Kriya
  • Merchant Money
  • InvoCap
  • Nationwide Finance
  • Davenham Asset Finance
  • Team Factors
  • Tradeplus24
  • Sonovate
  • Blazehill Capital
  • Investec
  • Close Brothers Invoice Finance
  • Cynergy Business Finance
  • Praetura Invoice Finance
  • Pulse Cashflow Finance

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders