Asset Based Lending

Asset Based Lending

When searching for ways to finance a business, often the answer lies within your company’s balance sheet, where funds are tied up in a range of assets. Facilities such as asset based lending (ABL) enable businesses to release this cash in order to fund expansion or simply meet day-to-day cash flow requirements.

With invoice finance at its core, which advances funding against your sales ledger, commercial asset based lending solutions give businesses the ability to unlock additional funding against the value of assets, including plant and machinery, stock and property.

This makes it an ideal solution for more established businesses wishing to finance growth – for instance through management buy-outs, management buy-ins, mergers and acquisitions – as well as those who are looking at refinancing.

Get an asset based lending quote

Benefits of asset based lending solutions

  1. ABL is more flexible than loans or overdrafts as funding is secured against the value of your assets
  2. Funding can be used for a range of different purposes, whether to improve cash flow, fund expansion or even fund mergers, acquisitions, management buy-outs and management buy-ins
  3. Debtor protection can be secured to safeguard the business against bad debts
  4. Facilities grow in line with the business
  5. Reduces the administrative burden of securing separate asset based finance facilities, due to there being only one point of contact.

 

Compare ABL with invoice finance

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Is asset based lending right for my business?

Comparing the range of asset based lending options on the market and shortlisting those most suitable for you can be an immensely time-consuming process.

With extensive experience and insight into the asset based finance arena as a broker, we will quickly and effectively identify the most suitable options and lenders to meet your needs.

Call us on 0800 9774833 or email info@hiltonbaird.co.uk to discuss your requirements in more detail.

I was really pleased with the service from Hilton-Baird in helping me find the right funding combination for our needs. Given the pandemic I wasn’t sure if the right funding would be available, but Hilton-Baird showed that they know the market inside out and introduced the right options. I’m confident that my facilities will support the business as we continue to establish ourselves in our sector.

Jason Clark, Managing Director, RJ Clark Engineering

Some of the funders we work with

  • Close Brothers Invoice Finance
  • Praetura Invoice Finance
  • Accelerated Payments
  • Skipton Business Finance
  • Barclays
  • MaxCap
  • Regency Factors
  • Roma Finance
  • Kriya
  • IGF Invoice Finance
  • Peak Cashflow
  • Allica Bank
  • Blazehill Capital
  • Pulse Cashflow Finance
  • Woodsford Tradebridge
  • Giant
  • PNC Business Credit
  • Davenham Asset Finance
  • Metro Bank SME Finance
  • eCapital Commercial Finance
  • Davenham Trade Finance
  • Santander Corporate & Commercial
  • Sonovate
  • Tradeplus24
  • ABN AMRO Commercial Finance
  • Cynergy Business Finance
  • Optimum Finance
  • InvoCap
  • Castlebridge
  • Bibby Financial Services
  • Nationwide Finance
  • 4Syte
  • Berkeley Trade Finance Ltd
  • Royal Bank of Scotland
  • Leumi ABL
  • Aldermore Invoice Finance
  • Merchant Money
  • Lloyds Bank Commercial Finance
  • Investec
  • Haydock Finance Ltd
  • Team Factors
  • Ultimate Finance Group
  • Clear Factor
  • Time Finance
  • Partnership Invoice Finance

© Hilton-Baird Financial Solutions Limited
Registered in England and Wales. Company Registration Number: 03832884. Registered Office: 110 Cannon Street, London, EC4N 6EU
ICO Number: Z7220067

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders