From overdraft to opportunity: How a growing contractor unlocked working capital with a tailored funding solution
Leaves Building and Maintenance Contractors Limited, an owner-managed firm based in Portsmouth, had outgrown their financial setup. With strong momentum and new contract wins, its existing £250,000 overdraft facility was no longer sufficient to support the cash flow funding daily operations – key to maintaining their supplier payments on a timely basis. The company’s client base largely comprised of public sector and local authorities and the business needed a funding solution that could match the pace of their expansion.
The challenge
After reaching out via our website, the team at Hilton-Baird Financial Solutions responded quickly with a face-to-face meeting and a personal approach, taking the time to assess their needs and requirements both for the short term as well as their future ambitions. We instantly understood the growing pains associated with a business on a positive trajectory and the business’s desire for a straightforward, supportive facility, which responded to their sales performance.
The solution
Options on potential funding partners and invoice finance solutions were quickly identified, introduced and subsequently selected by our client. The new £650,000 facility unlocked significantly more working capital and flexibility than their previous funding structure, enabling the business to meet overheads with certainty and sustain growth with confidence. The transition was a smooth one, made easier by our upfront and collaborative approach.
The result
“The team at Hilton-Baird Financial Solutions really listened. It wasn’t just about funding – it was about our future and the ability to grow without being held back. Our broker tailored the whole process to suit our needs and ensured both transparency and collaboration. It’s a tough market but they really guided us through to a successful outcome.” Director, Leaves Building & Maintenance Contractor Ltd
To explore the options available to your business, or to compare any existing facilities against the wider market, contact our team on 0800 9774833 or request a call back.
