Recourse Factoring

What is Recourse Factoring?

Recourse factoring enables businesses to access working capital tied up in invoices by releasing up to 90% of their value within 24 hours.

In addition to the benefits this brings in terms of releasing funding and improving cash flow, the recourse factoring company will also perform your sales ledger management, giving your business time and resource to focus on core activities and securing new business opportunities.

Use our tool below to calculate how much you could access with recourse factoring, or call our team on 0800 9774833 to discuss your requirements with one of our invoice finance brokers.

How does recourse factoring work?

  1. An invoice is raised by your business
  2. Up to 90% of the invoice’s value is advanced within 24 hours
  3. Your customer will pay the factoring company
  4. The funder makes the remaining sum available, minus their fee for the service
Tick Icon

Is recourse factoring right for my business?

The search for funding can be time-consuming, especially with a range of products and providers to choose from. Voted Invoice Finance Broker of the Year at the Business Moneyfacts Awards in 2018, 2020, 2022 and 2023, Hilton-Baird Financial Solutions specialises in factoring and can help source the best facility on the market for your needs. With our help you can:

  • Save time in your search
  • Benefit from our extensive knowledge of the funding market and your sector
  • Gain direct access to key decision makers at the best factoring companies
  • Access the most suitable funding for your business

To find out more about how recourse factoring can boost your cash flow, call us on 0800 9774833 or email to speak to one of our funding consultants.

I was offered a variety of factoring services by Hilton-Baird, and after consultation over the right one for me I chose the one that was the most personal, informative and friendly.

Neal Warcup, Managing Director, Polar Recruitment

Some of the funders we work with

  • IGF Invoice Finance
  • Pulse Cashflow Finance
  • Cynergy Business Finance
  • Peak Cashflow
  • Barclays
  • Roma Finance
  • Blazehill Capital
  • PNC Business Credit
  • Tradeplus24
  • Castlebridge
  • Partnership Invoice Finance
  • Aldermore Invoice Finance
  • Haydock Finance Ltd
  • ABN AMRO Commercial Finance
  • Leumi ABL
  • Accelerated Payments
  • 4Syte
  • Berkeley Trade Finance Ltd
  • Team Factors
  • Giant
  • Time Finance
  • Royal Bank of Scotland
  • Lloyds Bank Commercial Finance
  • Davenham Asset Finance
  • Kriya
  • Praetura Invoice Finance
  • Nationwide Finance
  • Woodsford Tradebridge
  • Ultimate Finance Group
  • InvoCap
  • Merchant Money
  • Investec
  • MaxCap
  • Davenham Trade Finance
  • Metro Bank SME Finance
  • Santander Corporate & Commercial
  • eCapital Commercial Finance
  • Optimum Finance
  • Close Brothers Invoice Finance
  • Sonovate
  • Skipton Business Finance
  • Regency Factors
  • Clear Factor

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders