Recourse Factoring

What is Recourse Factoring?

Recourse factoring enables businesses to access working capital tied up in invoices by releasing up to 90% of their value within 24 hours.

In addition to the benefits this brings in terms of releasing funding and improving cash flow, the recourse factoring company will also perform your sales ledger management, giving your business time and resource to focus on core activities and securing new business opportunities.

Use our tool below to calculate how much you could access with recourse factoring, or call our team on 0800 9774833 to discuss your requirements with one of our invoice finance brokers.

How does recourse factoring work?

  1. An invoice is raised by your business
  2. Up to 90% of the invoice’s value is advanced within 24 hours
  3. Your customer will pay the factoring company
  4. The funder makes the remaining sum available, minus their fee for the service
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Is recourse factoring right for my business?

The search for funding can be time-consuming, especially with a range of products and providers to choose from. Voted Invoice Finance Broker of the Year at the Business Moneyfacts Awards in 2018, 2020, 2022 and 2023, Hilton-Baird Financial Solutions specialises in factoring and can help source the best facility on the market for your needs. With our help you can:

  • Save time in your search
  • Benefit from our extensive knowledge of the funding market and your sector
  • Gain direct access to key decision makers at the best factoring companies
  • Access the most suitable funding for your business

To find out more about how recourse factoring can boost your cash flow, call us on 0800 9774833 or email to speak to one of our funding consultants.

I was offered a variety of factoring services by Hilton-Baird, and after consultation over the right one for me I chose the one that was the most personal, informative and friendly.

Neal Warcup, Managing Director, Polar Recruitment

Some of the funders we work with

  • 4Syte
  • Leumi ABL
  • eCapital Commercial Finance
  • Ultimate Finance Group
  • Royal Bank of Scotland
  • Davenham Trade Finance
  • Accelerated Payments
  • Roma Finance
  • Peak Cashflow
  • Haydock Finance Ltd
  • Berkeley Trade Finance Ltd
  • Pulse Cashflow Finance
  • ABN AMRO Commercial Finance
  • Davenham Asset Finance
  • Lloyds Bank Commercial Finance
  • Giant
  • Merchant Money
  • Aldermore Invoice Finance
  • IGF Invoice Finance
  • MaxCap
  • Santander Corporate & Commercial
  • Investec
  • Time Finance
  • Barclays
  • Kriya
  • Tradeplus24
  • Regency Factors
  • Praetura Invoice Finance
  • Woodsford Tradebridge
  • Clear Factor
  • Sonovate
  • Skipton Business Finance
  • Metro Bank SME Finance
  • Optimum Finance
  • PNC Business Credit
  • Blazehill Capital
  • Nationwide Finance
  • Castlebridge
  • Cynergy Business Finance
  • Close Brothers Invoice Finance
  • Team Factors
  • Partnership Invoice Finance
  • InvoCap

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders