Confidential Factoring

What is Confidential Factoring?

Confidential factoring is a flexible funding solution for businesses which offers the cash advance and credit control aspects of a factoring facility combined with the confidentiality of invoice discounting.

Like other forms of factoring, it allows businesses to plug the cash flow gap often associated with trading on credit by releasing up to 90% of an invoice’s value within 24 hours of its issue, with the funder also providing a dedicated sales ledger management service.

However, this function is conducted confidentially, often under your business’s name, allowing you to benefit from the funder’s credit control expertise whilst keeping your finance arrangements private from your customers.

At Hilton-Baird Financial Solutions, we specialise in introducing businesses to the most suitable invoice finance facilities. Call 0800 9774833 to discuss your requirements with our award-winning brokers, or get an instant quote using the tool below:

How does confidential factoring work?

  1. Your business raises an invoice
  2. The factoring company advances up to 90% of the invoice value within 24 hours
  3. The factoring company performs credit control confidentially
  4. Customers pay invoices into a trust account, which is set up in your name and controlled by the funder
  5. Remainder of invoice value is forwarded to you, less the factoring company’s fee
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Which confidential factoring company is right for my business?

With so many products and providers to choose from, finding the right factoring solution for your business’s requirements can be time-consuming. Voted Invoice Finance Broker of the Year at the 2018 Business Moneyfacts Awards, Hilton-Baird can:  

  • Remove the search burden from your business to save you time
  • Share our extensive knowledge of providers and facilities for your sector
  • Provide access to key decision makers within the funders
  • Help you secure the right facility for both your long and short-term needs

To learn more about factoring and how it could benefit your business, call our team on 0800 9774833 or get an instant quote today.

I was offered a variety of factoring services by Hilton-Baird, and after consultation over the right one for me I chose the one that was the most personal, informative and friendly.

Neal Warcup, Managing Director, Polar Recruitment

Some of the funders we work with

  • InvoCap
  • Pulse Cashflow Finance
  • Clear Factor
  • Skipton Business Finance
  • Royal Bank of Scotland
  • Nationwide Finance
  • Ultimate Finance Group
  • Merchant Money
  • Praetura Invoice Finance
  • Optimum Finance
  • Close Brothers Invoice Finance
  • Berkeley Trade Finance Ltd
  • Roma Finance
  • Metro Bank SME Finance
  • Blazehill Capital
  • Accelerated Payments
  • Haydock Finance Ltd
  • 4Syte
  • Woodsford Tradebridge
  • MaxCap
  • Partnership Invoice Finance
  • Peak Cashflow
  • eCapital Commercial Finance
  • Davenham Asset Finance
  • Team Factors
  • Aldermore Invoice Finance
  • Kriya
  • Santander Corporate & Commercial
  • Investec
  • IGF Invoice Finance
  • Castlebridge
  • Barclays
  • Tradeplus24
  • ABN AMRO Commercial Finance
  • Sonovate
  • Davenham Trade Finance
  • Time Finance
  • Lloyds Bank Commercial Finance
  • Giant
  • Regency Factors
  • Leumi ABL
  • Cynergy Business Finance
  • PNC Business Credit

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders