Business cash flow loans

Cash flow finance for businesses

Cash flow loans provide fast access to funding for businesses in need of a cash flow boost.

Available through a wide range of lenders, funds can be released quickly and are repayable over a set period, plus the agreed interest rate.

As an independent commercial finance broker, Hilton-Baird Financial Solutions can match your requirements with the most suitable cash flow finance providers and facilities, saving you time in your funding search whilst supporting you with your application.

Use the tool below to get an instant quote. Alternatively, call our team on 0800 9774833 or request a call back to speak to one of our business finance experts.

What are the benefits of a business loan?

Quick access to money that can be used for a range of purposes
Different options are available depending on your circumstances
Interest rates may be fixed for the term, assisting with cash flow forecasting
Loans are not repayable on demand, except in the event of a breach in T&Cs

Is a cash flow loan right for my business?

Cash flow loans enable businesses to generate additional capital to use for a range of purposes, from assisting with day-to-day costs to buying new machinery. However, they are generally a short-term measure.

Depending on the nature of your funding requirement and your business’s circumstances, it may be that there are more suitable facilities available that solve your current need and supports your business over the medium and longer term too.

With over 25 years’ experience as a commercial finance broker, we have the expertise and track record to add value to your search and introduce the cash flow finance facilities that will best support your business.

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Different types of business loan

There are typically three types of business loan, each of which can be used to support businesses’ cash flow requirements.

Lending decisions on unsecured loans are usually based on your business’s financial integrity, track record and risk assessment, and are useful for companies which lack available assets to utilise as security and are therefore unable to access the necessary levels of funding through other forms of finance.

Secured loans, meanwhile, are secured against collateral, which reduces the risk to the loan provider and can lead to larger sums being lent in this way and over a longer term. It’s particularly useful for businesses with a limited or weaker credit or trading history.

Receivables loans are more commonly referred to as invoice finance. Funding is advanced against the value of unpaid invoices, with facilities providing ongoing cash flow support to businesses which trade on credit terms. Up to 90% of the invoice value is typically advanced within 24 hours of issue, with the remainder forwarded once the customer pays, less the funder’s fees.

Get a quote for a business loan

Why use Hilton-Baird?

With so many cash flow loan providers on the market, identifying the most suitable option can be a challenging and time-consuming process. Likewise, it may be that a different facility altogether would deliver the funding you require and provide better overall value to your business.

As an experienced, independent and FCA-authorised commercial finance broker, Hilton-Baird Financial Solutions will listen to your requirements and match them with the most suitable lenders on the market, supporting you throughout your application and beyond.

Click here for more of the benefits of using a commercial finance broker. To discuss your requirements with our team and discover how we can help, please call 0800 9774833 or schedule a call back at a convenient time here.

“I was really pleased with the service from Hilton-Baird in helping me find the right funding combination for our needs. Hilton-Baird showed that they know the market inside out and introduced the right options. I’m confident that my facilities will support the business as we continue to establish ourselves in our sector.”

Jason Clark, Managing Director, RJ Clark Engineering Limited

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders

Cash flow finance for businesses

What are the benefits of a business loan?

Is a cash flow loan right for my business?

Different types of business loan

Why use Hilton-Baird?

Some of the funders we work with