Stock Finance

What is Stock Finance?

Commonly provided as part of a wider asset based lending facility, stock finance enables businesses to release funding against the value of inventory and improve their cash flow.

How much funding you can access depends on the type of stock you are looking to release cash against, be it raw materials, work in progress or finished goods, but it can help businesses overcome a range of cash flow challenges.

As a commercial finance broker that specialises in asset based finance, we can help your business to secure the most suitable facility. Please call 0800 9774833 to discuss your requirements with one of our funding experts, or get an instant quote.

Get a stock finance quote

What are the benefits of stock finance?

  1. Releases working capital that would otherwise be tied up
  2. The funding released can be used to seek new business opportunities or fund growth and expansion through mergers and acquisitions, MBO and MBIs
  3. It’s a revolving facility, enabling access to capital as and when you need it
  4. Funding can be released against stock held in the UK and overseas
  5. Particularly useful for companies in the retail, wholesale and international trade industries as it allows for seasonal stock requirements
  6. Asset based lending facilities additionally release funding against assets such as debtors, property, plant and machinery
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How we can help

If your business has a large amount of cash tied up in the value of excess stock, there is a wide range of options available from a number of lenders.

As the UK’s leading commercial finance broker, we have extensive experience of sourcing stock finance and asset based lending facilities to meet the individual funding needs of businesses of all sizes.

If you’re interested in borrowing against stock or want to learn more about inventory finance solutions, why not call us on 0800 9774833 or request a call back.

To find out more about how a stock finance facility can help your business in terms of funds, use this tool to get an instant stock finance quote.

I was extremely impressed with Hilton-Baird. They were very efficient and knew exactly which facility would help my business achieve what I want it to. We’re extremely grateful to Hilton-Baird for all that they’ve done.

Some of the funders we work with

  • Team Factors
  • Partnership Invoice Finance
  • Bibby Financial Services
  • Close Brothers Invoice Finance
  • Santander Corporate & Commercial
  • Woodsford Tradebridge
  • Allica Bank
  • Accelerated Payments
  • Skipton Business Finance
  • IGF Invoice Finance
  • Aldermore Invoice Finance
  • Merchant Money
  • Sonovate
  • Regency Factors
  • Davenham Trade Finance
  • Barclays
  • Giant
  • Metro Bank SME Finance
  • Davenham Asset Finance
  • Ultimate Finance Group
  • Investec
  • MaxCap
  • Nationwide Finance
  • eCapital Commercial Finance
  • Peak Cashflow
  • Clear Factor
  • Kriya
  • Praetura Invoice Finance
  • InvoCap
  • Roma Finance
  • PNC Business Credit
  • Time Finance
  • Pulse Cashflow Finance
  • Castlebridge
  • 4Syte
  • Optimum Finance
  • Cynergy Business Finance
  • ABN AMRO Commercial Finance
  • Blazehill Capital
  • Royal Bank of Scotland
  • Tradeplus24
  • Berkeley Trade Finance Ltd
  • Lloyds Bank Commercial Finance
  • Haydock Finance Ltd
  • Leumi ABL

© Hilton-Baird Financial Solutions Limited
Registered in England and Wales. Company Registration Number: 03832884. Registered Office: 110 Cannon Street, London, EC4N 6EU
ICO Number: Z7220067

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders

We work with a panel of commercial finance providers and are typically remunerated by way of commission. The structure and amount of commission we receive varies between products and based on the facility. Further details are available on request.