Peer-to-Peer Lending

What is Peer-to-Peer Lending?

Peer-to-peer lending (or P2P lending) gives more established businesses the opportunity to raise funding from private investors, providing an alternative method to traditional bank lending.

Funding is provided as a loan – or multiple loans depending on the sum required – to help businesses secure the finance required to fulfil a wide range of business purposes, for example to purchase new machinery, buy new stock or fund a new order.

Investors effectively bid for your custom through an auction, citing the sum they’re prepared to offer and quoting their required interest on the loan. As bidding intensifies investors will commonly drive the interest rates down – often below those offered by traditional lenders – leaving you with a choice of partners to work with.

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What are the benefits of peer-to-peer lending?

  1. Provides fast access to funding
  2. The finance secured can be used for a range of purposes
  3. Typically easier and faster to secure than traditional bank loans and overdrafts
  4. Interest rates can be more competitive than those offered by high street lenders
  5. Interest rates are fixed, to help with cash flow forecasting

Is peer-to-peer lending right for my business?

The P2P lending market continues to grow and provide businesses with a real alternative to traditional finance. But with a large number of peer-to-peer lending sites to be found, knowing where to turn isn’t always straightforward.

As a commercial finance broker, we can introduce your business to the most suitable solution for your requirements, whether that’s a peer-to-peer platform or something that’s a bit more tailored.

Call us on 0800 9774833 or email to find out more about how we can help.

We were really impressed with the speed at which we could get a facility in place. Hilton-Baird recognised and related to our situation and worked with speed and efficiency to get us up and running.

Steve Marney, Managing Director, South East Construction & Recruitment

Funders we work with

  • Ashley Commercial Finance
  • Close Brothers Invoice Finance
  • Shawbrook Business Credit
  • InvoCap
  • Secure Trust Bank
  • Everline
  • Aldermore Invoice Finance
  • Calverton Finance
  • Market Invoice
  • Pulse Cashflow Finance
  • Davenham Trade Finance
  • Outsauce
  • Asset Advantage
  • Working Capital Partners
  • Catalyst Finance
  • Roma Finance
  • Partnership Invoice Finance
  • 1pm
  • Santander Corporate & Commercial
  • Nucleus Commercial Finance
  • iwoca
  • Regency Factors
  • Positive Cashflow Finance
  • Assetz Capital
  • GapCap Cashflow Finance
  • Royal Bank of Scotland
  • Ultimate Finance Group
  • Innovation Finance
  • Spotcap
  • Team Factors
  • Woodsford Tradebridge
  • IGF Invoice Finance
  • Barclays
  • Leumi ABL
  • Metro Bank SME Finance
  • PNC Business Credit
  • ABN AMRO Commercial Finance
  • Platform Black
  • Henry Howard Cashflow Finance
  • Creative Capital
  • Skipton Business Finance
  • Lloyds Bank Commercial Finance
  • Trade Finance Partners
  • Investec
  • Davenham Asset Finance
  • Bibby Financial Services

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders

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