Peer-to-Peer Lending

What is Peer-to-Peer Lending?

Peer-to-peer lending (or P2P lending) gives more established businesses the opportunity to raise funding from private investors, providing an alternative method to traditional bank lending.

Funding is provided as a loan – or multiple loans depending on the sum required – to help businesses secure the finance required to fulfil a wide range of business purposes, for example to purchase new machinery, buy new stock or fund a new order.

Private investors effectively bid for your custom through an auction, often on peer-to-peer lending sites. They cite the sum they’re prepared to offer and quote their required interest on the loan. As bidding intensifies investors will commonly drive the interest rates down – often below those offered by traditional lenders – leaving you with a choice of partners to work with.

Request a call back

What are the benefits of peer-to-peer lending?

  1. P2P lending sites provide fast access to funding
  2. The finance secured can be used for a range of purposes
  3. Typically easier and faster to secure than traditional bank loans and overdrafts
  4. Interest rates can be more competitive than those offered by high street lenders
  5. Interest rates are fixed, to help with cash flow forecasting
Tick Icon

Is a peer-to-peer lending site right for my business?

The P2P lending market continues to grow and provide businesses with a real alternative to traditional finance. But with a large number of peer-to-peer lending sites to be found, knowing where to turn isn’t always straightforward.

As a commercial finance broker, we can introduce your business to the most suitable solution for your requirements, whether that’s a peer-to-peer platform or something that’s a bit more tailored.

Call us on 0800 9774833 or email info@hiltonbaird.co.uk to find out more about how we can help.

We were really impressed with the speed at which we could get a facility in place. Hilton-Baird recognised and related to our situation and worked with speed and efficiency to get us up and running.

Steve Marney, Managing Director, South East Construction & Recruitment

Some of the funders we work with

  • Praetura Invoice Finance
  • Pulse Cashflow Finance
  • InvoCap
  • Bibby Financial Services
  • Santander Corporate & Commercial
  • Davenham Trade Finance
  • Close Brothers Invoice Finance
  • Giant
  • Regency Factors
  • 4Syte
  • eCapital Commercial Finance
  • Clear Factor
  • ABN AMRO Commercial Finance
  • Haydock Finance Ltd
  • Barclays
  • Sonovate
  • Peak Cashflow
  • Woodsford Tradebridge
  • Tradeplus24
  • Nationwide Finance
  • Optimum Finance
  • MaxCap
  • Lloyds Bank Commercial Finance
  • Roma Finance
  • Partnership Invoice Finance
  • PNC Business Credit
  • Team Factors
  • Davenham Asset Finance
  • Skipton Business Finance
  • Cynergy Business Finance
  • Accelerated Payments
  • Ultimate Finance Group
  • Allica Bank
  • Leumi ABL
  • Aldermore Invoice Finance
  • Castlebridge
  • Royal Bank of Scotland
  • Berkeley Trade Finance Ltd
  • Time Finance
  • Blazehill Capital
  • Metro Bank SME Finance
  • IGF Invoice Finance
  • Investec
  • Kriya
  • Merchant Money

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders