Construction Finance

What is Construction Finance?

Construction finance is a flexible funding solution that offers contractors and sub-contractors fast access to working capital advanced against applications for payment.

In the construction industry, there are many potential cash flow issues and other challenges that could arise from extended and unpredictable payment cycles or fluctuating costs of materials.

By releasing funding against your certified or uncertified applications for payment or stage invoices, construction finance bridges the cash flow gap between paying suppliers and getting paid so that you can take on new projects and grow your business with confidence.

Use the tool below to find out how much funding you could release with construction finance:

How does construction finance work?

  1. Your business raises an a stage invoice or an application for payment
  2. Construction finance company advances up to 70% of the value of applications but up to 90% of the value of invoices, where works are completed and signed off for, within 24 hours
  3. Your customer pays into the Funder’s account
  4. Remainder of invoice value is made available to you, minus fees
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Which construction finance company is right for my business?

With so many funding products to choose from, finding the best solution for your construction business can be an immensely time-consuming process.

Given our team’s extensive experience and insight into the construction finance arena, we will quickly and effectively identify the most suitable options and lenders to meet your needs.

To explore your options with one of our funding consultants, call us on 0800 9774833 or email info@hiltonbaird.co.uk.

Contacting Hilton-Baird was the catalyst my company needed to grow. Their knowledge of the industry was second to none and helped find the perfect funder for me.

Simon Powell, Managing Director, Astringo Commodities Ltd

Some of the funders we work with

  • Close Brothers Invoice Finance
  • Clear Factor
  • Peak Cashflow
  • Accelerated Payments
  • ABN AMRO Commercial Finance
  • Woodsford Tradebridge
  • eCapital Commercial Finance
  • 4Syte
  • Pulse Cashflow Finance
  • Aldermore Invoice Finance
  • Roma Finance
  • Cynergy Business Finance
  • Berkeley Trade Finance Ltd
  • PNC Business Credit
  • Santander Corporate & Commercial
  • Partnership Invoice Finance
  • Kriya
  • Merchant Money
  • Tradeplus24
  • Blazehill Capital
  • Nationwide Finance
  • Haydock Finance Ltd
  • InvoCap
  • Time Finance
  • Castlebridge
  • Lloyds Bank Commercial Finance
  • Praetura Invoice Finance
  • Team Factors
  • Barclays
  • Regency Factors
  • Skipton Business Finance
  • Investec
  • Royal Bank of Scotland
  • Giant
  • Optimum Finance
  • IGF Invoice Finance
  • Metro Bank SME Finance
  • MaxCap
  • Sonovate
  • Davenham Trade Finance
  • Ultimate Finance Group
  • Davenham Asset Finance
  • Leumi ABL

Authorised and regulated by the Financial Conduct Authority (FCA number 730445)
We are a credit broker and not a lender and offer credit facilities from a panel of lenders