Invoice Discounting

What is Invoice Discounting?

Invoice discounting releases funding against the value of invoices to bridge the cash flow gap arising from trading on credit terms.

Up to 90% of the invoice’s value is advanced by the invoice discounting company within just 24 hours of its issue, enabling the business to trade in confidence and meet its day-to-day commitments.

Facilities are flexible and usually provided on a confidential basis. They can additionally incorporate bad debt protection, if required.

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How does invoice discounting work?

  1. Your business raises an invoice
  2. Invoice discounting company advances up to 90% of its value within 24 hours
  3. You collect payment from your customer
  4. Remainder of invoice value is forwarded to you, less the invoice discounting company’s fee


View a more detailed explanation

Benefits of invoice discounting

Which invoice discounting company is right for my business?

With so many options and invoice discounting companies to choose between, the search for funding can be an arduous process. As a commercial finance broker which specialises in invoice finance, we can:

  • Save you time and money in your funding search
  • Help you find facilities and providers with expertise in your sector
  • Give you access to the funders’ key decision makers
  • Introduce the most suitable facility, in terms of funding, level of service, culture and cost

To explore your options with one of our funding consultants, call us on 0800 9774833 or email

I doubt we’d have found such a good funder without Hilton-Baird’s help. Invoice discounting is an ideal mechanism to provide us with funding for our day-to-day needs. It’s the perfect funding solution.

Bob Barnard, Financial Director, DBD Distribution

Funders we work with

  • Metro Bank SME Finance
  • Pulse Cashflow Finance
  • Close Brothers Invoice Finance
  • Factor 21
  • Barclays
  • Everline
  • GapCap Cashflow Finance
  • First Capital Factors
  • Trade Finance Partners
  • Davenham Asset Finance
  • Partnership Invoice Finance
  • Working Capital Partners
  • Ultimate Finance Group
  • Leumi ABL
  • Outsauce
  • Innovation Finance
  • Creative Capital
  • GE Capital
  • Nucleus Commercial Finance
  • Lloyds Bank Commercial Finance
  • Regency Factors
  • Asset Advantage
  • Market Invoice
  • Skipton Business Finance
  • Legion Trade Finance
  • Team Factors
  • Shawbrook Business Credit
  • Santander Corporate & Commercial
  • IGF Invoice Finance
  • ABN AMRO Commercial Finance
  • Hitachi Capital Invoice Finance
  • Positive Cashflow Finance
  • Assetz Capital
  • iwoca
  • Ashley Commercial Finance
  • Woodsford Tradebridge
  • Catalyst Finance
  • Davenham Trade Finance
  • Royal Bank of Scotland
  • Secure Trust Bank
  • Platform Black
  • Calverton Finance
  • Bibby Financial Services
  • Aldermore Invoice Finance
  • 1pm
  • PNC Business Credit

Authorised and Regulated by the Financial Conduct Authority
Hilton-Baird is an Independent Introducing Agent (Broker) and not a Lender

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