Comment on Trends in Lending report

24/02/2012 / Comments 0

Comment on Trends in Lending report

Managing Director of Hilton-Baird Financial Solutions, Evette Orams, comments on the latest Trends in Lending report, published by the Bank of England.

“The fact that lending to small businesses continues to decline is a sad testament to the failed initiatives introduced by the Government, designed to ignite the availability of credit to small businesses.

“Net bank lending fell by £4 billion in February this year – the largest fall in two years. With SMEs being the lifeblood of our economy and fundamental to the nation’s recovery, it’s vital that businesses have access to the cash flow solutions they require.

“Central to this is changing the mindset of businesses. For too many years the default place to go for business finance has been the bank for traditional finance, such as overdrafts and loans. It’s now time to look at more flexible and tailored facilities instead.

“Asset based finance is crucial to this and is poised to assist more businesses in the coming months as owners realise its potential, comprehensive benefits and the value it will add to their businesses.”


For further enquiries, please contact Helen Tramaseur or Jamie Weeden at Hilton-Baird Group on 02380 706637 or email /

Note to editors:

Evette Orams is Managing Director of Hilton-Baird Financial Solutions, which is part of the Hilton-Baird Group of companies. As an independent introducing agent, Hilton-Baird’s aim is to clearly identify their clients’ business requirements and match them up with relevant providers. The Group prides itself on maintaining excellent relationships with a broad spectrum of lenders and constantly delivering positive and innovative financial solutions.

Hilton-Baird Financial Solutions was voted Asset Based Finance Broker of the Year 2009 & 2010, demonstrating its reputation and the trust its clients place in its service.

The business’ affiliations to the leading financial industrial bodies, the Asset Based Finance Association (ABFA), the Finance and Leasing Association (FLA) and the National Association of Commercial Finance Brokers (NACFB), ensures it maintains the highest level of standards for its clients.

Hilton-Baird Financial Solutions helps businesses of all sizes to fulfil their potential by introducing the most suitable cash flow solutions. Read recent success stories here.

To find out how Hilton-Baird can assist, contact Evette on: 07894 513555.


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