Raise Finance to Buy Commercial Property

For many businesses, owning their commercial premises – including all offices, stores, warehouses and factories – is extremely important, providing security, peace of mind and significant financial benefits.

Yet the process of buying commercial property can be arduous, while it can be extremely challenging to raise a deposit on a commercial mortgage. Typically, 30% of the property’s value will be required, often more.

Commercial mortgages are usually the most suitable option for businesses wishing to buy a property. With many lenders out there with varying interest rates, it’s important to identify the most suitable for your business.

Other funding solutions can sometimes prove just as effective to help fund commercial property purchases, if not more so, either releasing the cash that’s required to raise a deposit or providing the funding to help cash buyers succeed.

As a commercial finance broker, Hilton-Baird will assess your business’s specific requirements and introduce you to the most suitable facility to enable you to buy commercial property.

Call our team on 0800 9774833 to find out how we help businesses like yours, or request a call back.

Benefits of purchasing commercial property

You own the property
Renovate and make changes to suit your business’s needs
Profit from the property when you come to sell it, if it increases in value
It’s much simpler to relocate as and when you need to
Easier to forecast, for instance with a fixed-rate mortgage

How to get financing for commercial property

As a business, being able to own rather than rent commercial property is huge, but it’s important to find a source of finance that works with your business goals.

Commercial property mortgages

The most common choice for businesses looking to raise funding to buy commercial property is a commercial property mortgage. Lenders typically lend up to 70% of the purchase price over a term of up to 15 years.

Find out more about Commercial Property Mortgages

Asset Based Lending

If your business already has other substantial assets, asset based lending can be a good way to release the cash tied up in them to be re-invested into buying commercial property. This may be a solution to raising the necessary deposit and could be used alongside a mortgage or other funding solution.

Find out more about Asset Based Lending

Business Loans

If you’re looking for a short-term or more flexible way to finance your commercial property purchase, you could consider a different type of loan for commercial property.

Find out more about Business Loans

Why use a finance broker?

Buying commercial property is a big step for any business and comes with plenty of benefits. Getting the funding right is crucial, as any issues can impact cash flow, the day to day running of your business and future growth.

As an independent finance broker, Hilton-Baird Financial Solutions can give you better insight into the different finance options available and help you find a solution that works for your business, saving you time by using our extensive experience and expertise to identify the most suitable finance facilities on your behalf.

Talk to our team today by calling us on 0800 9774833 or request a call back at a time that suits you!

I found that Hilton-Baird not only help people immediately in tough times but they are also a great example of helping foresee longevity and contribute to wider growth and development. I actually surveyed the market recently as is good business practice and my funder remains the best solution for my business a year on.

Neal Warcup, Managing Director, Polar Recruitment