Invoice Finance

Invoice Finance

What is Invoice Finance?

Whether you’re looking to improve your cash flow or secure funds for expansion, invoice finance is a fantastic funding tool which supports businesses at any stage of the business lifecycle.

Invoice finance solutions release up to 90% of an invoice’s value within 24 hours of its issue. The remainder is then passed across once payment is received from the customer, less the invoice finance company’s fees.

Get a quote

£19.7
billion

Advanced to UK businesses in Q4 2015

32%

Increase in lending through invoice finance in last 5 years

70%

Invoice finance users expecting to expand in next six months

Invoice discounting vs factoring?

The two most common invoice finance solutions are invoice discounting and factoring.

The primary difference is that, with factoring, the invoice finance company will provide a sales ledger management service to remove the burden from your business. This makes factoring particularly useful for smaller businesses whose resource would be better spent on core activities.

Both products can additionally incorporate bad debt protection to safeguard your cash flow against late payment and protracted default.

Which solution is right for my business?

Your invoice finance options

Invoice finance solutions can be tailored to suit the individual needs of your business.

It is also possible to fund single invoices rather than the entire sales ledger; for instance, those of a particularly high value or those supplied on longer-than-usual credit terms.

Read more about the different options here:

Invoice finance has been the ideal facility for us, helping to fund our cash flow and enabling us to grow at the rate we have. We couldn’t be happier.

Peter Doyle, Managing Director, NXP Europe Ltd

Funders we work with

  • Ashley Commercial Finance
  • Creative Capital
  • Partnership Invoice Finance
  • Catalyst Finance
  • Secure Trust Bank
  • 1pm
  • Pulse Cashflow Finance
  • Ultimate Finance Group
  • Legion Trade Finance
  • Everline
  • ABN AMRO Commercial Finance
  • Asset Advantage
  • Working Capital Partners
  • Shawbrook Business Credit
  • Skipton Business Finance
  • Davenham Asset Finance
  • GE Capital
  • Hitachi Capital Invoice Finance
  • Regency Factors
  • IGF Invoice Finance
  • Factor 21
  • GapCap Cashflow Finance
  • Royal Bank of Scotland
  • Platform Black
  • Leumi ABL
  • Nucleus Commercial Finance
  • Bibby Financial Services
  • Lloyds Bank Commercial Finance
  • Woodsford Tradebridge
  • Team Factors
  • Aldermore Invoice Finance
  • Davenham Trade Finance
  • Market Invoice
  • Calverton Finance
  • Positive Cashflow Finance
  • Close Brothers Invoice Finance
  • Outsauce
  • Innovation Finance
  • Metro Bank SME Finance
  • iwoca
  • PNC Business Credit
  • Trade Finance Partners
  • First Capital Factors
  • Barclays
  • Santander Corporate & Commercial
  • Assetz Capital

Authorised and Regulated by the Financial Conduct Authority
Hilton-Baird is an Independent Introducing Agent (Broker) and not a Lender

Our website uses cookies. For more information about managing cookies, visit our Privacy and Cookie Policy. Continue