Invoice Finance

Invoice Finance

What is Invoice Finance?

Whether you’re looking to improve your cash flow or secure funds for expansion, invoice finance is a fantastic funding tool which supports businesses at any stage of the business lifecycle.

Invoice finance solutions release up to 90% of an invoice’s value within 24 hours of its issue. The remainder is then passed across once payment is received from the customer, less the invoice finance company’s fees.

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£19.3
billion

Advanced to UK businesses in Q1 2016

36%

Increase in lending through invoice finance in last 6 years

£70.2
billion

Sales secured by invoice finance clients in Q1 2016

Invoice discounting vs factoring?

The two most common invoice finance solutions are invoice discounting and factoring.

The primary difference is that, with factoring, the invoice finance company will provide a sales ledger management service to remove the burden from your business. This makes factoring particularly useful for smaller businesses whose resource would be better spent on core activities.

Both products can additionally incorporate bad debt protection to safeguard your cash flow against late payment and protracted default.

Which solution is right for my business?

Your invoice finance options

Invoice finance solutions can be tailored to suit the individual needs of your business.

It is also possible to fund single invoices rather than the entire sales ledger; for instance, those of a particularly high value or those supplied on longer-than-usual credit terms.

Read more about the different options here:

Invoice finance has been the ideal facility for us, helping to fund our cash flow and enabling us to grow at the rate we have. We couldn’t be happier.

Peter Doyle, Managing Director, NXP Europe Ltd

Funders we work with

  • Ashley Commercial Finance
  • Regency Factors
  • First Capital Factors
  • Working Capital Partners
  • Barclays
  • Trade Finance Partners
  • Calverton Finance
  • Nucleus Commercial Finance
  • Asset Advantage
  • Hitachi Capital Invoice Finance
  • iwoca
  • Skipton Business Finance
  • Everline
  • Secure Trust Bank
  • ABN AMRO Commercial Finance
  • Innovation Finance
  • Shawbrook Business Credit
  • Davenham Asset Finance
  • Close Brothers Invoice Finance
  • Davenham Trade Finance
  • Team Factors
  • IGF Invoice Finance
  • 1pm
  • Pulse Cashflow Finance
  • Partnership Invoice Finance
  • GapCap Cashflow Finance
  • Catalyst Finance
  • Creative Capital
  • Lloyds Bank Commercial Finance
  • Leumi ABL
  • Platform Black
  • Santander Corporate & Commercial
  • Aldermore Invoice Finance
  • Woodsford Tradebridge
  • Positive Cashflow Finance
  • Assetz Capital
  • Royal Bank of Scotland
  • GE Capital
  • Market Invoice
  • Factor 21
  • PNC Business Credit
  • Ultimate Finance Group
  • Outsauce
  • Metro Bank SME Finance
  • Bibby Financial Services

Authorised and Regulated by the Financial Conduct Authority
Hilton-Baird is an Independent Introducing Agent (Broker) and not a Lender

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